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How to Document a Motor Vehicle Claim A motor vehicle claim is the process of submitting a claim with your insurance company after an accident. The report will allow them to review your insurance coverage and determine the amount they will pay for the damages. You should make your claim as soon as you can following the accident. Make sure you have copies of the police report along with your insurance card or declarations page available. What to Do After an Accident Take pictures and videos from various angles right after an accident to document the incident. The scene may change rapidly witnesses may leave and evidence could disappear. Then, collect all the drivers names addresses, telephone numbers, addresses and insurance information (and insurance policy number) If you are able to, get the insurance policy number. Also make note of the year and model and make of each vehicle as well as other important information, such as damage and license plate numbers. Inquiring each driver if they were wearing seatbelts whether there were any passengers riding with them, and noting their age and gender is also useful. In a majority of cases, injuries from motor vehicle accidents do not show up until just a few days following the incident. This is why it's crucial to seek medical attention promptly even if believe you have any injuries. If you're able move vehicles out of traffic to avoid further injuries or damage. Set up flares and reflective emergency triangles to deter other drivers from hitting you. Report the accident to authorities if you can. Even if the accident appears minor, it is important to report it to police. The other driver may later deny that the incident occurred and their insurance company might refuse to cover your claim. Getting Started A claim is the process in which you notify your insurer of a loss and ask them to pay the cost. This may include the cost of repairs to a vehicle, or paying medical expenses caused by an accident. Before filing your claim, ensure that you have all of the information that you need to file your claim, including contact information for all those involved, receipts for damaged personal property and any medical bills. Also, you should have the accident report as well as photographs of any damage. motor vehicle accident lawsuit southfield will assign an adjuster for your case who will act as the primary contact for your claim. They will review all the details you've provided as soon as you've been injured, and conduct their own investigation. This will help them determine the root of the accident and determine who was at fault. The adjuster will look over your vehicle after they have understood the full extent of the damage. You can either be present during the inspection, or you can provide them with an estimate of repairs from local contractors or auto shops. If the insurance company decides that the damage to your car is too expensive to repair the damage, they will issue you a check equivalent to the value of the vehicle. This will permit you to buy a new vehicle or use it to pay for the remaining lease or loan payments. The filing of a claim could result in your insurance rates to rise, so it is essential to do everything you can to ensure that the incident wasn't your fault. Documenting the Incident Documenting an accident is crucial when you're involved. Insurance companies will look for evidence to support claims made by you or other people. Evidence that is documented and collected can be the difference in the majority of cases. If it's photographs of the scene of the accident, witness statements, or medical records that demonstrate the same treatment, it's essential to have all this details. At the time of the incident, make sure to record the license number of the other driver and the vehicle's information. Also, take the names and contact details of witnesses. If you can, take photos or draw a diagram that shows the scene of the accident. This will allow you to see what happened at the scene of the crash, and what caused it to happen. Documentation should also contain details about the incident. This includes the location, direction of travel, and any pertinent landmarks. Include an explanation of the injuries sustained. It is also important to note the severity of any damage that occurred and how it was caused. Documenting the accident is essential since over time, memories fade and stories can change. It's an excellent way to share the truth. Even if it's your fault taking note of the facts can help determine how much liability should be assigned to your account. Get Help Contact your insurance company as soon as you can after the police report has been filed. Most insurance companies let you make a claim through an app on your phone or tablet. It's also a good idea to receive a check from your insurance company to determine the value of your vehicle. This is helpful when you are planning to purchase a new car, but your current vehicle is “totaled”. If you still have an outstanding loan on your current vehicle this will help pay off the balance and/or reduce the monthly payments. Your representative will ask a series of questions and will send you a form to fill in. It is important to always be honest and exact in the information you provide. It could sour your case should you be found to have not provided accurate information. If you've been injured in an accident, you should make an appointment with your doctor as soon as possible. This will ensure that broken bones are properly set and that all other injuries are documented. The sooner you see a doctor, the better. also ensures that medical expenses are covered by the accident's No-Fault benefits. You'll need to file a suit when your insurance company declines your no-fault claim or if you wish to pursue damages for pain and suffering, or any other damages. If you decide to do this, it's a good idea to have a seasoned lawyer by your side.